Accepting a credit card without understanding the terms can leave you paying huge fees and staggering interest rates. Please observe the following:
- Closely examine "Introductory Interest Rates".
- Review all variable interest rates and fees that apply to your account.
- Take note of when your payments are due and the penalty for late payment.
- Understand your payment options
- Know your credit card limit and stay below it at all times.
- Check the fine print in your cardholder agreement.
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